- Automobile
Personal Automobile Insurance provides liability and physical
damage coverage for personally owned automobiles.
Third party coverage provides defense and settlement expenses
for incidents where the insured driver damages property of others or
injures another person. Physical
damage coverage offers protection for your own vehicles in the event
there are damaged or destroyed.
- Homeowners
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Personal homeowners insurance is available to protect
individuals and families from loss resulting due to personal liability
and/or personal property loss. Personal
liability allows for the defense and settlement of alleged claims
against you and the members of your household.
Personal property insurance allows for the replacement and
repair of your belongings due to fire, windstorm and many other
causes. Additional
coverage is available for liability pertaining to other properties and
property insurance for special value items.
Life
Top-rated companies with the
most competitive life insurance programs. Low Cost term plans with
premiums guaranteed for up to 30 years. Return of Premium Term gives you
all of your premiums back. Build tax deferred savings with Universal
Life and Whole Life. These
products can also be designed for use with Key Man and Buy/Sell
arrangements including business transition and executive bonus.
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Health
Individual plans including HSA programs. Group
plans are available for groups with as little as two employees.
Many different options exist including high deductible plans with
savings accounts, health maintenance organizations with low co-payment
and no deductibles and everything in between.
- Personal Articles
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Personal Articles insurance is designed to insured valuable
items or items that are in transit or on your person.
Examples include jewelry, furs, fine arts, firearms, and
collections. Due to the
nature of the inconsistent valuation of these items in comparison with
ordinary property items, this coverage provides full value protection
and replacement cost.
- Flood
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Flood insurance provides personal property protection for your
dwelling and belongings in the event of damage caused by high water or
ground water. This
coverage is not provided under a basic homeowners policy and must be
purchased separately.
